Fix & Flip Loans
Decisions That Move as Fast as You Do
Real estate opportunities require quick evaluation and clear terms. Our fix and flip loans are structured for decisive approvals and efficient closings.
Short Term Capital for Residential Renovation Projects
Our fix and flip loans provide short term financing for investors acquiring and renovating residential properties. Standard term is six months, with extension options available when appropriate.
We work with both first time and experienced investors, structuring terms based on experience, credit profile, and project scope.
Loan Structure
Clear Terms. Structured Around Experience.
While our standard fix and flip structure includes a defined term and origination fee, loan limits and certain pricing adjustments are based on borrower experience, credit profile, and project scope.
Standard Term:
6 Months
Interest Rate:
12% Standard rate
Origination Fee:
2% of Loan Amount
$1,500 Minimum
Loan Limits:
Limit is set per customer and is dependent upon experience, credit history, and scope of projects.
Our Process
A Clear Path from Application to Funding
01
Submit Application
Complete our loan application and provide property details and purchase contract.
02
Review Property and Borrower
We evaluate the property, scope of renovation, and borrower profile for every request, including repeat borrowers.
03
Approval
Qualified deals may receive same day approval. All approvals are issued with clear terms.
04
Closing & Funding
We coordinate with the title agency and fund directly at closing. Capital is typically available within 7 to 14 business days.
Testimonials
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How Do We Compare
Why Investors Choose MooreCap for Fix & Flip
Decisive Approvals
Same day approvals for qualified deals.
Efficient Closings
Capital available within 7 to 14 business days from application.
Creative Interest & Principle Payments
No monthly payments with all interest due at closing to preserve your cash flow.
Direct Communication
Work directly with the same team throughout the loan process.
- Start Your Loan Application
FAQs
How quickly can I close on a fix and flip property?
We understand that real estate opportunities require quick evaluation and decisive action. Capital is typically available within 7 to 14 business days from the time a completed application is submitted. While the exact timeline depends on documentation and title readiness, our process is designed to move as fast as you do.
What are the rates and fees for your Fix & Flip loans?
Our standard interest rate is 12%, which is reduced to 11% for Qualified Pro Partners. The standard origination fee is 2% of the loan amount, with a $1,500 minimum.
What is the standard loan term?
The standard term for a Fix & Flip loan is 6 months.
Do you lend to first time fix and flip investors?
Yes. We work with investors at every stage, including those embarking on their first projects. We provide first-time investors with clear expectations and structured guidance throughout the process.
Can I extend my loan if needed?
Yes, while we have standard terms, extension options are available when appropriate to the project.
Can I have multiple fix and flip loans at once?
Yes. Our Fix & Flip program is built for investors managing multiple projects and active operators looking to scale their business.
How do you determine my loan limit?
Loan limits are set individually for each customer. We determine these limits based on your experience, credit history, and the specific scope of your projects.
Do you finance renovation costs?
Yes. Our fix and flip loans provide short-term financing specifically for investors acquiring and renovating residential properties. Because we specialize in renovation projects, your loan structure and limits are customized based on the specific scope of your project and your experience as an investor.
Do terms improve for repeat borrowers?
While our standard rates and fees apply, we structure loan limits and pricing adjustments around a borrower’s track record and experience. As you build a history with us, these factors are considered in every new request.
Ready to Move Forward?
Submit Your Next Deal for Review
When a deal makes sense, timing matters. Start your loan application and we’ll review it quickly, communicate clearly, and work to close efficiently.